Private Client Insurance
Protect your lifestyle, property and prized possessions with private client insurance designed for people who need more than a standard policy can offer.
What is private client insurance?
Private client insurance, also known as high net worth insurance, is specifically designed for individuals who require the highest levels of protection for their property, possessions and lifestyle. Unlike standard policies, which are designed for the average home or car, private client insurance provides tailored solutions to protect high value homes, luxury vehicles, fine art, jewellery, antiques and other possessions.
This type of insurance is ideal for clients with more complex needs, such as multiple properties, holiday homes, listed buildings or bespoke collections. It ensures your assets are properly covered and that the policy reflects their true replacement value rather than standard limits.
Private client insurance can extend across luxury homes, vehicles, holiday properties, travel, yachts, private aircraft and other bespoke high value assets, all arranged around your individual circumstances.
Covers we can arrange
Buildings
Cover for high value homes, listed properties and houses with rebuild requirements that exceed a standard household policy.
Learn moreJewellery, Watches, Artwork, Antiques & Collections
Worldwide cover for valuable possessions and collections that need agreed values and specialist handling.
Learn moreMotor
Specialist insurance for luxury, prestige, classic and high-performance vehicles, including multi-car arrangements.
Learn moreContract Works & Renovations
Protection for the existing structure and the works in progress while renovations or structural alterations are underway.
Learn moreHoliday Homes & Second Properties
Dedicated cover for second homes, holiday properties and more complex private-client portfolios.
Learn moreBespoke High Value Assets
Tailored solutions for yachts, private aircraft and other unusual or high-value personal risks.
Learn moreHow Ellis David will help you
From your first interaction, you will be paired with one of our qualified and experienced brokers. They listen to your circumstances and the distinct nature of your property and possessions to ensure we recommend the most suitable coverage for you.
You can trust that each of our team members will ask the right questions, highlight any potential gaps in coverage and break through the insurance jargon.
Who we recommend
We use in-depth industry reviews and rigorous internal processes to ensure we understand the high net worth policies we recommend and continue to focus on insurers delivering the strongest levels of coverage.
When you come to us for a policy, you can trust that we understand and believe in every recommendation we make.
Choose why Ellis David?
As a company we have been trusted by our clients for over 50 years. Our commitment has always been with our clients, with a focus on understanding what is important to them and providing a solution that offers the highest levels of cover.
Our commitment to you
- Significant purchases or sales, including jewellery, valuables, artwork or antiques
- Renovation or contract works
- Incidents which may lead to a claim
- Changes to your property portfolio or occupancy
Our cultivated network of partners
- Surveyors
- Jewellery & valuable valuers
- Artwork & antiques experts
- Security specialists
Specialist private-client support
In order to ensure you are protected in all areas, we cultivate a network of trusted partners who can support valuations, surveys, security and specialist asset advice alongside your insurance arrangements.
To discuss your requirements, call 020 7354 3881 or email private.clients@ellisdavid.com.
Get in touch with Ellis David today
If you would like to discuss your requirements with our private client team, send an enquiry and we will come back to you directly.