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Insight and guidance on high value home, commercial property and renovation insurance
Common Risks Covered By Commercial Property Insurance
What commercial property insurance covers for landlords — fire, flood, escape of water, theft, liability and loss of rent — and where the gaps are.
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Do You Need High-Value Home Insurance for a Second or Holiday Home?
When a second or holiday home needs high-value home insurance rather than a standard policy — rebuild costs, valuables, unoccupancy and letting.
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How to Calculate House Rebuilding Costs
How to work out your home's rebuild cost for insurance — what to include, the common mistakes, and when you need a surveyor. Ellis David, London brokers.
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How to Reduce Risk in Your Commercial Property Portfolio
Practical ways to reduce risk across a London commercial property portfolio — declarations, rebuild costs, unoccupancy, maintenance and rent protection.
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How Underinsurance Could Cost Luxury Homeowners
How underinsurance leaves owners of luxury homes short at claim — how average works, why rebuild costs drift, and what specialist cover does differently.
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8 Types of Insurance for Business Premises
The eight covers a business trading from its own premises needs — buildings, contents, liability, business interruption and more. Impartial advice.
Read article The Biggest Risks Facing Commercial Property Owners in 2026
Discover the biggest risks facing commercial property owners in 2026 and how specialist insurance on commercial property from Ellis David protects your portfolio.
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7 Risks Business Owners Face Without Commercial Property Insurance
Commercial property insurance policies are designed to protect against exactly specific risks, providing dedicated cover.
Read article How Rebuild Costs Affect High-Value Home Insurance
Discover how rebuild costs affect your high net worth home insurance and why getting your sum insured right amount matters more than you think.
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How High-Value Home Insurance Protects Art, Jewellery, and Collectibles
High value asset insurance protects your valuable items both at home and around the world. Discover more from our private clients team today.
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Does High Value Home Insurance Cover Jewellery?
Discover whether high value home insurance covers jewellery, including single item limits, worldwide cover, and protection for valuable collections.
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What Is High Net Worth Insurance, And Who Needs It?
High net worth insurance explained: what it covers, who needs it, and how to choose the right policy. Discover more.
Read article 7 Signs Your Home Is Underinsured (Even If You Have Insurance)
Is your home underinsured? Here are seven signs to watch out for, and how valuable property insurance can help plug the gap.
Read article High Value Household Insurance v Standard Household Insurance
How does high value household insurance compare to standard home insurance, and which one do you need? Discover more here.
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How to Protect Your Business Premises With the Right Insurance Policy
Discover how commercial business property insurance can help to protect your premises and safeguard against loss.
Read article Why Underinsurance Is a Major Risk for Commercial Property Owners
Do you have an underinsured commercial property? Discover the risks of underinsurance and how commercial property owners insurance can help protect you.
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What Does High Value Home Insurance Cover?
What does home insurance for high value homes cover, and what is excluded? Our experts explore in this blog.
Read article What Is High Value Home Contents Insurance?
What is high value home contents insurance, and why do high value properties need it? We explore in this article.
Read article Commercial Property Insurance Explained: What Does It Actually Cover?
What does commercial property buildings insurance actually cover? The experts at Ellis David explain in this article.
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Ellis David – Covid-19 Update
Find out about how Covid-19 has impacted Ellis David and what this means for your insurance policies
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High Net Worth Insurance Brokers
Ellis David is a leading Insurance Broker providing clients with tailored High Net Worth policies for their specific insurance needs.
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Ellis David’s Christmas Insurance FAQs
We’ve rounded up our most commonly received questions relating to contents insurance around Christmas time, including whether presents should be insured.
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What is mixed-use landlord insurance?
If you are the landlord of a property that is ‘mixed-use’ (building used for both residential and commercial purposes), then you will need mixed-use insurance.
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Things to consider when insuring an empty commercial property
As a commercial property owner and/or manager, it’s important that you have the right insurance in place that covers you while your premises is unoccupied.
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What is a commercial property insurance broker, and why choose Ellis David
In this blog post, we explain the role of a commercial property insurance broker and the value that a good broker can add to a client.
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What is the difference between remodelling and renovating – and what insurance do you need?
Remodel and renovate can be used synonymously, but when it comes to insurance criteria, they are indeed two separate words with entirely different meanings
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How much does it cost to build a basement in London?
A completed basement can cost anywhere between £3,000-£5,000+ per square meter, but there are more factors that you need to consider.
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Unusual (and Lucrative!) Collections on the Rise
What are the most popular collectors' items of the moment? Ellis David reveal the top collections that are yielding healthy returns for investors.
Read articleHome and Property Renovation Insurance
As a commercial property owner and/or manager, it’s important that you have the right insurance in place that covers you while your premises is unoccupied.
Read articleInsurance considerations when renovating a listed building
If you are planning work on your home, whether you are doing it yourself, or are paying contractors, you should consider investing in a renovation insurance policy
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High net worth homes and the perils of underinsurance
Ellis David - General Insurance Broker UK. Article on high net worth homes. Find out how not to get caught out by underinsurance .
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