Premium Finance
Spread the cost of your insurance with manageable monthly payments
Paying for your insurance in one lump sum is not always convenient. Our premium finance facility allows you to spread the cost of your insurance premiums over several months, helping you manage your cash flow without compromising on the cover you need.
How It Works
Choose Your Term
Select a repayment period that suits your budget. We offer terms of 3 months, 6 months or 10 months, so you can choose the option that works best for you.
Set Up Direct Debit
Once you have chosen your term, we will arrange a simple direct debit from your bank account. Payments are collected automatically each month, so there is nothing for you to remember.
Enjoy Peace of Mind
Your policy is fully active from day one. You benefit from complete cover whilst spreading the cost into manageable monthly instalments.
Flexible Terms
We offer repayment terms of 3 months, 6 months or 10 months. Your account handler will provide a full breakdown of costs including applicable interest for your specific policy.
Interest rates vary depending on the term selected and the premium amount. Contact us for a personalised quote.
Benefits of Premium Finance
Manageable Payments
Break down a large annual premium into smaller monthly amounts that are easier to budget for, whether you are a business or an individual.
Preserve Cash Flow
Keep your capital available for other business needs or personal expenses rather than tying it up in a single annual payment.
Competitive Rates
Our interest rates are transparent and competitive. You will always know exactly what you are paying before you commit.
Simple Setup
The application process is straightforward. Your account handler will guide you through everything and have your direct debit set up quickly.
Interested in spreading the cost?
Speak to your account handler to discuss premium finance for your policy.