Commercial Insurance
Commercial Insurance provides essential protection for businesses of all sizes against the risks they face daily.
What is commercial insurance?
Commercial Insurance provides essential protection for businesses of all sizes against the risks they face daily. From small startups to established enterprises, commercial cover safeguards your company's assets, operations and liabilities.
We understand that each business has unique insurance needs, which is why we offer tailored, affordable business cover that grows with your company while providing comprehensive protection.
How will we help you
From your first interaction, you will be paired with one of our qualified and experienced commercial insurance brokers. They take the time to understand your operations, your industry challenges and your risk profile so we can recommend the most suitable coverage for your needs.
We compare quotes from multiple insurers, identify potential exposure gaps and explain complex insurance terms in plain language so you can make decisions with clarity.
Who we recommend
We use in-depth industry reviews and rigorous internal processes to evaluate business insurance providers. That ensures we understand the commercial policies we recommend and can focus on insurers offering strong levels of cover at competitive rates.
Our independence means we are not tied to any single insurer. We work for you, not the insurance companies.
Why Ellis David
For over 50 years, businesses across the UK have trusted Ellis David to protect their commercial interests. As independent insurance brokers, our commitment has always been to our clients, with a focus on understanding what matters most to your business and providing cost-effective solutions with the highest levels of cover.
Our expertise in the commercial insurance market allows us to negotiate competitive rates without compromising on the quality of protection your business deserves.
Our commitment to you through the year
- Business growth or diversification
- Property acquisition or relocation
- Changes to business operations or processes
- Risk management and loss prevention
- Incidents which may lead to a claim
- Renewal planning and programme restructuring
What covers can we arrange?
Property Insurance
Comprehensive protection for business premises, including buildings, contents and stock against fire, flood, theft and accidental damage.
Learn moreLiability Insurance
Public, employers and products liability cover arranged around the risks your business actually carries.
Learn moreProfessional Indemnity
Protection for firms that provide advice, design, expertise or professional services.
Learn moreDirectors & Officers Insurance
Personal liability protection for directors and senior decision-makers against management-related claims.
Learn moreCyber Insurance
Support for data breaches, ransomware, cyber extortion, response costs and digital business interruption.
Learn moreCommercial Vehicles & Fleets
Multi-vehicle cover for company cars, vans and mixed fleets, with telematics and risk-management support where needed.
Learn moreTrade-Specific Insurance
Specialist cover for sectors such as hospitality, retail, construction, healthcare, charities and professional practices.
Learn moreEmployee Benefits
Support with company health insurance and wider employee benefit solutions that help attract and retain staff.
Learn moreInternational Coverage
Advice on overseas exposures, global trading risks and policies that need to operate beyond a standard UK placement.
Learn moreOur cultivated network of partners
- Property surveyors
- Cyber security experts
- Legal services providers
- Risk management specialists
- Claims support professionals
- Employee benefits advisers
Business cover built around your requirements
To ensure your business is protected in all areas, we cultivate relationships with trusted partners and specialist markets that can support your wider commercial interests, from surveys and cyber resilience through to legal and employee benefit advice.
Get in touch with Ellis David today
If you want to discuss your commercial insurance requirements, call 020 7354 3881, email comteam@ellisdavid.com or send us an enquiry and one of our brokers will come back to you.